After I received the call from the outsourcing collection company when I was overdue, I didn’t answer it later, because I had already told my situation. I have learned what routines and scripts these outsourcing collection companies will use to fool me later. Unfortunately, they miscalculated and thought that these routines and scripts could scare and intimidate me to repay. I began to receive the call from several outsourcing collection companies’ collectors after the deadline, We can analyze some problems from these collectors. The next step is to know that we should do this. The collectors can’t take you. If the collectors call you and you don’t answer it, it is normal for the collectors to be scolded by the collection team leader and the collection supervisor. Many collectors will be scolded. At this time, if the collection phone doesn’t answer, there will be no consequences. You don’t owe the collectors a penny. The collectors only work for the collection company, The collection company earns a commission, and the collectors get a little commission. When something happens, the collection company first pushes the collectors to the front, saying that everything is done by the collectors, which has nothing to do with the company. Often, many post-90s and post-00s collectors do not understand the law and finance, so many of them are sent to prison by the collection company, because the collection company knows that these post-90s and post-00s young people have no experience and have not suffered, I haven’t experienced big storms. Many post-90s and post-00s young people work in collection companies in Changsha, Chengdu, Qingdao, Zhengzhou, Hefei, Shenzhen and Dongguan. Collection companies have pulled these post-90s and post-00s ahead and made scapegoats. Many post-90s and post-00s young people have been sent to prison by collection companies. Some have stayed in prison for several months, some have stayed for several years, and the collection companies have nothing to do. So, This is why most collectors call you without taking the initiative to report their name, job number, department, loan company, bank, or third-party collection company entrusted by the loan company or bank. They themselves are maliciously evading, but hesitate to tell the debtor whether their true identity belongs to the loan company, bank, or loan company Collector of the third-party collection company entrusted by the bank. For fear of saying the wrong words, the collection company is sent to prison. The collection company itself is illegal, and the debtor does not have to answer the call of the collection person. In this case, the collection person violates the legal provisions clearly stipulated in the Self-discipline Convention on Overdue Collection of Internet Financial Debt, the Personal Information Protection Law of the People’s Republic of China, and the Civil Code of the People’s Republic of China. In the past, there were no such laws and regulations. If the collector could rebut the debtor, the debtor could not find the reason and legal basis for rebuttal. Now there are laws and regulations to restrict it, and the debtor can use these laws to fight against the collector. This is the legal basis and facts. The collector has not refuted the debtor’s reason, which is the fact that the law is put before the collector!
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